How to Increase Zenka Loan Limit (2022 Update)

Most people don’t even realize that they can increase their Zenka loan limit. But the fact is, you can – and it’s not difficult to do. In this article, we will show you how to increase your Zenka loan limit so you can borrow more money when you need it.

As you all know, Zenka digital limited is a Fintech company that provides instant mobile loans to Kenyans. The app offers its customers access to quick, easy, and convenient loans with relatively low-interest rates and flexible repayment terms.

The company was founded in October 2018 and has since grown considerably, with one million active users in 2022.

In mid-2020, they announced that they were increasing their loan limit to Ksh 30,000. This means that borrowers can now borrow more money through the Zenka loan than ever before.

The increased loan limit is good news for both borrowers and the company. It allows more people to access the money they need while expanding Zenka’s customer base.

Related: Zenka Loan App Download.

How to Increase Your Zenka Loan Limit

Increasing your loan limit can be a great way to get more money when you need it. There are a few ways to do this, and the process is usually pretty simple.

You can check your Zenka loan limit, including other details, by simply login into your Zenka account on your phone.

Here is how to increase your loan limit on Zenka

1. Have a Good Credit Score.

One of the most important things you need to increase your Zenka loan limit is a good credit score.

A high credit score means that you’re likely a low-risk borrower, and this will make it easier for Zenka to approve your loan request.

If you’re unsure what your CRB Status is, you can check it for free at sites like Creditinfo or Metropol.

2. Borrow from Zenka regularly

Another way to increase your loan limit is to borrow from Zenka regularly. This shows Zenka that you’re a responsible borrower and can repay your loans quickly. It also helps build up your credit score, which will make it easier to get a larger loan from Zenka in the future.

3. Make all your loan Repayments early or on time.

This one goes without saying, but it’s still worth mentioning. Making all your repayments on time is one of the best ways to improve your credit score and increase your loan limit.

4. Keep your account active.

Do not Uninstall or delete the app yet. You need to log in at least once every 90 days to keep your account active. This shows Zenka that you’re still interested in using their service and that you’re a reliable borrower.

5. Refer friends to Zenka.

You can also increase your loan limit by referring friends to Zenka. For each friend that you refer, you’ll get a Ksh 500 bonus, and your friend will also get a Ksh 500 bonus.

This is a win-win situation for both you and your friend. You’ll be able to increase your loan limit, and your friend will be able to get access to quick, easy loans.

6. Ask Zenka for a higher limit.

If you think you deserve a higher loan limit, you can always ask Zenka for one. They may not always say yes, but it’s worth a try.

7. Transact more on Mpesa and keep your messages.

Mpesa transactions will also give you a better chance of increasing your loan limit. Remember to keep your Mpesa log messages. The Zenka app scans your phone and uses these messages to determine your loan limit.

8. Do not change or upgrade your phone.

Please do not change your phone or upgrade it to a newer model. This will reset the process, and you’ll have to start from scratch.

9. Have a Steady Income

Another important factor that Zenka considers when approving loans is your income. They want to ensure that you can repay your loan without any problems.

If you have a steady income, it will be easier to get a larger loan from Zenka. This is because they’ll know that you’re capable of repaying the loan on time.

10. Be patient.

The process of increasing your loan limit can take some time, so be patient. If you follow all the steps above, you should see your loan limit increase within a few weeks.

As you can see, there are a few different ways to increase your loan limit on the Zenka app.

By following the steps listed above, you’ll have a better chance of getting the money you need when you need it. So what are you waiting for? Start increasing your loan limit today!

Tim Jumah
Tim Jumah
Tim is a journalist currently blogging at He loves music and art and has an eye for detail that often helps him spot the best stories before anyone else does!


Continue reading

List of Mobile Loan Apps in Kenya 2022

Are you looking for a loan in Kenya? Well, read through this list of the best loan apps in Kenya. We live in exciting times where you can get everything from the palms of your hands, including obtaining credit....

Branch Loan App Download 2022 and Mobile Loan Application

In today's post, I'll go through everything you need to know about Branch Loan App in Kenya. I've been using the Branch App for many years, and I appreciate the mobile app a lot. So I will show you: What...

Tala Loan App: Tala App Download in Kenya 2022

This article will show you how to apply for and get a loan from the Tala loan app in Kenya. The Tala loan app has become one of the best solutions in a world where it's challenging to get approved...

Lion Cash App Download and Application

Lion Cash loan app is a mobile phone application that allows you to borrow money without going through the long and tedious process of visiting a bank. You can now borrow money at any time of the day or...