List of Best Car Insurance Companies in Kenya

Are you looking for the best car insurance companies in Kenya? You’ve come to the right place. We’ve compiled a list of the top car insurance providers in Kenya so you can decide which company is right for you.

Finding the best car insurance can be overwhelming, but don’t worry – we’re here to help. We’ll provide you with all the information you need to choose the perfect policy for your needs.

Car accidents are unfortunately common in Kenya. That’s why it’s essential to have good car insurance – so you know you and your loved ones are taken care of if something happens. Make sure you have the peace of mind that comes with knowing you’re fully protected by getting a policy from one of the top-rated providers.

Top Car Insurance Companies in Kenya

The following are some of the top car insurance companies in Kenya today.

1. Jubilee Car Insurance

Jubilee Insurance is a favorite among many clients who like its flexible and tailor-made insurance products.

Jubilee’s car insurance covers the following;

  • Private & Commercial Car Comprehensive
  • Third-party Bodily Injuries
  • Theft & damage
  • Special perils. e.g., Floods, wind, fire, storms.
  • Third-party liability –Injury & property damage

2. CIC Insurance

They are also a Co-operative Insurance Company that provides world-class car insurance. CIC has, over time, creating customized products for its clients that have cemented its position in Kenya and the East African region as a trusted insurance and financial services provider.

Some of their car insurance include;

  • Personal Accident Cover for the family & one indoor employee.
  • Trauma Counseling for persons involved in an incident
  • Replacement of Lost Car Keys
  • 24hr roadside assistance services countrywide

3. Heritage Insurance Company

Heritage Insurance Company is one of the insurers that only covers private vehicles, including Saloons, Station wagons, Estates, and large Four-Wheel Drives. The insurance covers the following;

  • Loss of spare parts/ keys,
  • Windscreen and towing services,
  • Vehicle damage
  • Car Tracking

4. APA Car Insurance

This company is a merger between Apollo insurance and the Pan-African group. APA Insurance Company has always performed well in rankings in Kenya.

APA also deals with general Insurance risks like Motor, Liability, Agriculture, Marine, Aviation, Property, Micro Insurance, Health Insurance, and Individual and Family Health Insurance.

5. Britam Insurance Kenya

Operating in the East African region and Malawi, and Mozambique, Britam is one of the best car insurance companies in the country today.

Britam covers stolen and damaged vehicles as well as third parties. Besides, it also provides emergency medical cover for victims involved in an accident.

Their car insurance covers you against the;

  • Accidental loss or damage to the vehicle
  • Third-Party Liabilities
  • Emergency Medical Expenses to driver or passengers, or pedestrians after an accident

6. AMACO Insurance

Africa Merchant Assurance Company has been a well-known motor insurance company in Kenya for a while. The company provides both Third Party cover and comprehensive cover for its clients.

7. UAP Motor Private Insurance

This is one of the oldest insurers in Kenya, and UAP Motor private insurance is the most former branch of UAP. UAP offers a wide range of services for different coverages like cars, fire, theft, livestock, and marine, to name a few.

The car insurance covers the following;

  • Vehicles for loss or damage
  • Car Tracking Devices & Services
  • 24-hour Road Rescue
  • Emergency Medical Expenses after accidents

8. AIG Kenya

This is one of the best car insurance in Kenya. It was the largest insurance company globally and is still among the best insurers worldwide.

Its services are unique, and that has earned its total customer trust. AIG provides motor insurance for Private Motor Insurance and Health Insurance.

Benefits of Car Insurance Companies in Kenya

  • You will have your car Repaired/or make a cash payment in case of loss or damage to the vehicle.
  • The insurance shall follow through with the Settlement of claims arising from third-party Bodily injury and third-party property damage.
  • Your insurance shall provide an Alternative vehicle if the insured is involved in an accident and the garage.
  • The insurance shall cover any expenses incurred in processing claims, including having an advocate to represent you in court for third-party claims.

It is a legal requirement for all car owners to insure their motor vehicles in Kenya. The Insurance Regulatory Authority specifies that driving a car without valid insurance is a criminal offense. Car insurance is vital, especially for losses caused by accidents or theft.

Simon Mwangi
Simon Mwangi
As a freelance writer with a background in banking and accounting, Simon has the financial know-how to produce quality content on various topics. His experience gives him a strong foundation in understanding complex financial concepts and communicating them in an easy-to-understand way. Follow him on Linkedin

Related

Continue reading

10 Best Insurance Tips of the Day 2023

Many people have a difficult time understanding the many types of insurance available. The following blog post will provide some helpful insurance tips for the day to help you better understand what is out there and decide which type...

How to Remove Car from Insurance Policy in 2022

Many people are misinformed about what they need to do to remove a vehicle from their insurance policy. It isn't hard, but you have to be sure that you are removing the correct type of car, or else it...

Types of Motor Insurance Covers in Kenya

Have you ever considered buying motor insurance covers in Kenya? As a rule of thumb, anyone who drives a car is at risk of an accident, no matter how careful they are. It only takes a moment of inattention for...

10 Major Importance of Insurance in Business

This article will list the importance of insurance in business to help understand the need for insurance for your business. You know what they say, "An ounce of prevention is worth a pound of cure." And this couldn't be more...