How to Pay NHIF Via M-Pesa

Here is how to pay NHIF using MPESA. NHIF payment via MPESA is the most popular way people send their premiums to NHIF. If you are new to the process, let’s find out how to pay NHIF via MPESA in the post below.

Health insurance coverage is one of the most brilliant things you can ever do. We never know what fate has in store for us, so being vigilant and prepared puts us ahead in dealing with misfortunes. NHIF is voluntary and open to all Kenyans wishing affordable insurance.

However, if you work for a government institution, you become an NHIF member by default, such that your monthly charges are automatically deducted from your salary.

However, for retired self-employed NHIF members, one of the most asked questions is how they can submit their monthly contributions to NHIF.

There are various options for sending money to NHIF, which include but are not limited to MPESA and Jambo Pay. Some mainstream backs can also help their customers since they facilitate sending the monthly premiums to NHIF.

How to make NHIF Monthly Payments

One of the often-requested issues is how to pay NHIF with M-PESA and make monthly NHIF donations conveniently. Employees in the formal sector have their contributions automatically deposited by their employers.

Those in the informal sector, on the other hand, can pay using a bank or MPESA. Voluntary and self-employed contributions are KES. 500 per month. You can choose the number of months you wish to pay for. MPESA is the most common payment method since it is convenient and straightforward.

How to pay NHIF via MPESA

  1. Open your SIM toolkit and go to M-PESA Menu.
  2. Select the pay bill and enter 200222 as the pay bill/business number
  3. Enter your National ID as your account number
  4. Enter the amount you want to pay
  5. Input your M-PESA Pin and confirm the transaction, then send it.
  6. You will get a confirmation message about your transaction confirming your contribution.


This process applies to self-employed or retired people. If the government pays your salary, the money is automatically deducted. Therefore, you don’t have to worry about paying for insurance.

NHIF premium payments using Jambo pay

As a voluntary member of NHIF, you can easily access their services via or through their Jambo pay App. NHIF is among the companies listed in Jambo pay, and by selecting it, you will be able to send your premiums easily.

How to Check after paying NHIF

You may check the status of your account using a mobile phone by following the steps below:

  1. Compose a new SMS
  2. Type the letters “ID,” space, then your ID number.
  3. Send the SMS to 21101

Consequently, you will receive a response with your member number, ID number, year of birth, last contributions, and dependents.

Anne Katana
Anne Katana
Anne is a student of history. She enjoys sharing her passion and experiences with people through blogging. She started this blog to educate and inspire people globally.


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