How to Check Fuliza Limit in Kenya

In this article, we will discuss how to check Fuliza limit quickly. For those who want to access this loan facility. Fuliza, an M-Pesa overdraft facility, allows you to complete transactions even if you don’t have the total amount in your account.

It’s a convenient way to ensure you never miss a payment, but it’s essential to know your Fuliza limit so you don’t overspend.

How to Check Fuliza Limit

Fuliza Mpesa is a service provided by Safaricom that allows customers to complete transactions even if they do not have enough funds in their account at the time.

This service is handy for people with unpredictable income or expenditure patterns.

Knowing your Fuliza limit is vital to know how much you can spend using the service.

In addition, you will also be able to know your Fuliza balance, get a mini statement, and opt-Out or In if you want to. However, this is a topic for another day. Now let’s get started.

There are two ways to check your Fuliza limit:

There are two ways that you can check your Fuliza limit:

  • Via the USSD shortcode
  • Via the New Mpesa app

We are going to discuss both methods in this article.

Via USSD Shortcode

This is the simplest and most convenient way to check your Fuliza limit if you do not have access to the internet.

To check your Fuliza limit using the USSD shortcode:

  1. Dial *234# on your phone
  2. Select “Fuliza Mpesa”
  3. Next, select “Check my Limit.”
  4. You will immediately receive an SMS message from Safaricom with your Fuliza limit information. This was easy, was it?

Via The New Mpesa App

This is the second method you can use to check your Fuliza limit. This time we will use the latest version of the New Mpesa app.

To check your Fuliza limit using the New Mpesa app:

  • Open the New Mpesa app on your phone.
  • Select the Fuliza menu option.
  • On the next screen, select “Check my limit”.
  • Your Fuliza limit information will be displayed on the next screen.


That’s all you need to do to check your Fuliza limit! Remember, it’s crucial not to overspend so you don’t get stuck with a high bill you can’t pay back immediately.

With Fuliza, you can rest assured that you’ll never miss a payment – as long as you stay within your limits!

Frequently Asked Questions

How can I upgrade my Fuliza loan limit?

To increase your Fuliza loan limit, Safaricom advises you to continue using the service responsibly over time. This means repaying your debts on time and not borrowing more than you can afford to pay back.

If you have a good track record of using Fuliza, your loan limit will be increased automatically.

However, If you would like to increase your Fuliza loan limit fast, you can do so by contacting Safaricom customer care. They will be able to help you with the process.

Can Fuliza list you to CRB?

Fuliza will not list you to CRB as long as you make your repayments on time. You will also be unable to access your Fuliza Mpesa limit until you have repaid the total amount you owe.

However, if you default on your repayment, Safaricom may take legal action against you, resulting in your name being listed on the CRB.

What is the highest Fuliza limit?

Fuliza has a transaction limit of Kshs 1- 70,000. However, this is not your loan limit. Your loan limit is the maximum amount of money you can borrow from Fuliza at any given time.

How long can you stay with Fuliza?

Safaricom does not have a set time limit for how long you can stay with Fuliza. However, it is essential to remember that you should only borrow what you can afford to pay back. If you repay your debts on time and responsibly, you can continue using Fuliza.

Anne Katana
Anne Katana
Anne is a student of history. She enjoys sharing her passion and experiences with people through blogging. She started this blog to educate and inspire people globally.


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