Fuliza for Airtime: A quick guide

What is Fuliza for Airtime?

Fuliza for Airtime is a service from Safaricom that lets you buy airtime or data on credit when your balance is insufficient. It acts as a credit facility linked to your Safaricom/M-Pesa account, with repayments determined by the terms and typically charged as a fee or interest.

How Fuliza for Airtime Works

When you attempt to buy airtime and your balance can't cover it, Fuliza may cover the shortfall up to your approved limit. A fee is charged for the borrowed amount. Repayment occurs through future Safaricom/M-Pesa transactions or as a balance due, depending on the specific terms.

Eligibility and Limits

You must be a Safaricom customer with an active line. You may need to opt in and meet certain credit criteria. There is a maximum Fuliza limit for Airtime, which varies based on your usage history and the terms offered.

Costs and Charges

Fuliza carries a fee or interest for the borrowed amount. The rate and structure can vary by plan and region, so check the latest terms in your Safaricom account or app.

How to Use Fuliza for Airtime

Opt in through official Safaricom channels (such as the Safaricom app, M-Pesa, or USSD, depending on availability). When you attempt to top up airtime and your balance is insufficient, Fuliza will cover the amount up to your limit. The charge will appear on your next balance or statement, and timely repayment helps avoid additional fees.

Pros and Cons

• Pros: Access airtime on credit when you need it; reduces failed top-ups; helps you stay connected.
• Cons: Fees can add up; risk of debt if not repaid promptly; availability depends on eligibility.

Alternatives

Consider paying with cash, saving for airtime, or using other credit options from your provider or alternative services if you prefer not to incur charges.

Important Considerations

Review terms and conditions, understand charges, and aim to repay promptly to avoid escalating fees. Keep your account secure and avoid sharing credentials.

FAQ

Is Fuliza for Airtime free? Not usually; there are charges. How do I opt out? Use official channels to disable; check terms for details.