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What to Do After a Car Accident: A Practical Guide
After a car accident, knowing what to do next can reduce stress and protect your interests. This practical guide covers safety steps, information gathering, medical checks, and next steps with insurance and repairs.
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Anne KananaOct 31, 20251 min read
What to do after a car accident
Immediate steps
- Stop safely, check for injuries, and call emergency services if anyone is injured or the scene is unsafe.
- If possible, move vehicles to the side of the road to prevent further danger.
- Avoid discussing fault or blaming others; exchange basic information.
Gather information
- Names, contact details, and insurance information from the other driver and any passengers.
- Vehicle details (make, model, year, license plate), location, and time of the incident.
- Take photos or videos of the scene from different angles; note road conditions, weather, and damage.
Document the scene
- Record any witnesses and their contact information if available.
- If a police report is filed, obtain the report number.
Seek medical attention
- Check for injuries, even if you feel fine; some symptoms can appear later.
- Keep medical records and receipts for insurance purposes.
Insurance and reporting
- Notify your insurer as soon as possible and provide factual details without speculating about fault.
- Check local requirements for police reports and incident numbers.
After the crash: repairs and records
- Obtain repair estimates and keep receipts; track medical expenses and any time off work.
- Review your coverage, such as collision or uninsured motorist protection.
When to consider legal advice
- If there are serious injuries, disputes about fault, or complex liability questions, consider consulting a lawyer for information (not legal advice).
Prevention and safety tips
- Always use seat belts and appropriate restraints; maintain a safe following distance; avoid distractions; ensure your vehicle is roadworthy.
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Anne Kanana
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